My new apt was havin mold problem due to too humid (14th flr & less sunlight xposed) & lack of enuf air circulation.

I tried searchin 4 an solution, I knew the best way was to purchase a unit humidifier. Bt it cost too much 2 my wallet & hard 2 find it here.

Alternative solution was homemade dehumidifier as T-tree oil, Grapefruit Seed Extract & Vinegar. The most cheapest way was Vinegar, I guess I wil gv it a try Below info was wat I managed 2 find online:

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* Tea Tree Treasure
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Nothing natural works for mold and mildew as well as this spray. I've used it successfully on a moldy ceiling from a leaking roof, on a musty bureau, a musty rug, and a moldy shower curtain. Tea tree oil is expensive, but a little goes a very long way. Note that the smell of tea tree oil is very strong, but it will dissipate in a few days.

2 teaspoons tea tree oil
2 cups water
Combine in a spray bottle, shake to blend, and spray on problem areas. Do not rinse.
Makes 2 cups
Preparation Time: Under a minute
Shelf Life: Indefinite
Storage: Leave in the spray bottle

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* Grapefruit Seed Extract
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The advantage of using grapefruit seed extract instead of tea tree oil for killing mold is that it is odorless.

20 drops grapefruit seed extract
2 cups water

Combine in a spray bottle, shake to blend, and spray on problem areas. Do not rinse.
Makes 2 cups
Preparation Time: A minute or so
Shelf Life: Indefinite
Storage: Leave in the spray bottle

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* Vinegar Spray
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Straight vinegar reportedly kills 82 percent of mold. Pour some white distilled vinegar straight into a spray bottle, spray on the moldy area, and let set without rinsing if you can put up with the smell. It will dissipate in a few hours.

I heard those salt lamp oso wil helps fight mold problem as well, coz it was made from salt (salt wil sucks wet/water away) ??!

Finally get my bonus 2day, not much since Im contract basis. Plan to use it as my car insurance & road tax

Basic salary / 12 x 5 = Bonus
$1900/12x5 = $800 (little only)

But I got do xtra OT last month, so this month my salary was the highest in my record

Basic + Shift + OTs + Bonus = Jan Salary
$1,900 + $300 + $800 + $800 = $3,800

Ytd go shoppin at Isetan-Lot 10, found 1 great deal in Best Denki - LG refrig (single door;capacity 150L+-) sellin for $599~ WOW!!! Tt's really cheap & value buy.

Me & gf straight away go ask the sales person regardin the shippin fee (v dont mind addin tis on since it was really a worth buyin item, bt stil v hope it was FOC).Well, good new... our location was included in their free shippin area

Now was time 4 us 2 decide wanna pay it in full / installment...unfortunatelly all of our CC must purchase more than 1000+ then only cn choose "0 interest-installment plan".

Nvm, since it wasn't a really huge amt 4 both of us coz v r sharin equally & our next paycheck might included the yearly bonus/OT & got CNY angpau durin Feb

Now, my Q was = LG was a korean brand, jst like Samsung... Any1 know abt LG home appliances can last longer or not??! Bcoz I never use any LG appliace b4...(It does come w/ 1 year warranty)

Finally after 2 weeks+ my personal loan approved. YEAH! I can go enroll an IT pro course (eg: Linux/CCNA/MCSE...) & most important paybck half of my CC debts.

Compared with CC 18% & Personal loan 8.99%, it still worth 2 apply it.

My loan amt was 8k, paybck $400 x 24 = $ 9.6k (interest $1.6k + processin fee $200)

My plan
========
$7.8k - $2k(study)
=5.8k - $300 (GF)
=5.5k (HSBC Master) PAID OFF

Still left VISA & Citibank... wil workin on it slowly. Hopefully can paid off tis year (my target).

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BANK - 3 6 9 12
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EON 3.4%* 3.5%* 3.65% 3.8%*
HSBC 3% 3% 3.05% 3.7%
RHB 3.1% 3.5%* 3.6% 3.7%
Affin 2.92% 3.22% 3.44% 3.66%
ABNAMRO 3.1% 3.2% 3.2% 3.7%
HL 3% 3.1% 3.7%* 3.7%
CIMB 3.4%* 3.5%* 3.6% 3.7%
SC 3.2% 3.45% 3.6% 3.7%
Alliance3.3% 3.5%* 3.6% 3.8%*
Maybank 3.3% 3.5%* 3.6% 3.7%
UOB 3.18% 3.38% 3.58% 3.7%
AmBank 3.3% 3.5%* 3.6% 3.8%*

*Highest interest compared w/ other

I guess I'll choose puttin $ in 3 months FD (3.4%). Flexible & reasonable rates too. Altot banks offers as high as 4%++ for 15 months, bt tt's too long 4 me.

I dunno u guys Savin A/C rates, bt here if ur amt less than 2k = 0%~0.2%; If 2k+ above only get abt 0.xx~1.xx% interest rate only... *sigh*

Tt's y I rather put my $ in mutual funds (current average was 10% P.A). Our BLR was 6.75%, inflation was 4% (in real life, around 6% actually). Even my personal loan was 9% P.A

Wat's the point puttin $ in bank w/ only 1.xx% or even ZERO. Tt's really a JOKE, dude~

An increase from RM1 to RM2.10, WOW!!!!!
Tt's too much, over 100% inflation~ !@#$%&*

Althought the 50 cents shortfall bein paid through subsidy = RM1.60 paid by us, still 60% increase...

Per trip wil cost me 0.60 more,round trip is 1.20(extra pay, actual cost was 3.2)! Every month end wil definitely scary

Dont wanna use these tolls anymore, find alternative way & drive durin off-peak hour 2 avoid traffic jam...I dun understand, y v ned 2 pay tolls when v travel in intercity?!Tt's not fair~

Finally decide wanna start my $20 challenge in New Year 2007. Wil find 1 piggy 2 put $ in after goin bck from work.

Here v go - $20
I skip movie 29 (watch DVD at home)- $20
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Total = $40