Ifeel100's Personal Finance Blog

Books on Sales in Popular

ifeel100@hotmail.com (Zing) — Sun, 25 Nov 2007 01:11:04 PST

How many book did u read this month / year?

Im a books fan of all kind, bt I usually only buy it during a book fair. Compare with english book, chinese version was far more cheaper. Im glad tt I knew chinese language since Im fr Asia country.

I do relised tt an english book can...

Oct 2007

ifeel100@hotmail.com (Zing) — Sun, 07 Oct 2007 02:11:03 PST

Car Loan
========
Left 6 yrs 6 months

P.Loan
=======
8.8K - 4K = 4.4K

CC Debts
=========
Citi $4,500-$350 = $4150
HSBC (M) $5,300-300 = 5K
HSBC (V) $4,000-$700 = 3.3k
------------------------
$13,800 - $1,350 = $12,450
------------------------

UT (PAIF)
=========
1k+40%...

July Financial Updates

ifeel100@hotmail.com (Zing) — Sun, 01 Jul 2007 15:27:24 PST

Car Loan
========
Left 6 yrs 9 months

P.Loan
=======
8.8K - 2.4K = 6.4K

CC Debts
=========
Citi 4k-0.5K = 3.5K
HSBC (M) 4.5K-1K = 3.5K
HSBC (V) 2K-2K = 0
------------------------
10.5K - 3.5K = 7K
------------------------

UT (PAIF)
=========
+28% = $280+

EF
===
0.5K

Im bck~

ifeel100@hotmail.com (Zing) — Tue, 19 Jun 2007 04:58:02 PST

After broke-up w/ my gf, i didnt bloggin on tis until now. Bt start from tis week, I'll try mk it as a habit 2 make a post at least once/week.

Wat's the majority changed now... I brought a house (condo) w/ helps of my parent, i manage 2 pay the 10% d/p & loan from 90% Citibank (period...

Dinner alone

ifeel100@hotmail.com (Zing) — Mon, 23 Apr 2007 03:51:41 PST

Eat alone at home, mk my own speghetti/instant noodles... kinda pity

April

ifeel100@hotmail.com (Zing) — Mon, 02 Apr 2007 16:10:58 PST

BB $650
Car $434
Rental $500
Insurance $200
Citi $200
HSBC $770
P.Loan $400
Mom $200
----------
$ 3,354(salary$2900+ x-gf$300 + bro$200)
----------

I swear 2 god tt I really pay hard on my debts... bt it seem like a long way 2 go
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
*Last...

March 2007

ifeel100@hotmail.com (Zing) — Sun, 25 Mar 2007 03:02:16 PST

CC Debts
========
Citibank 4.5K
HSBC VISA 3.5K
----------------
Total 8K
----------------

P.Loan
=======
8K - $800 = $7.2K

Car Loan
=========
Left 7 years

I hated Debts...

ifeel100@hotmail.com (Zing) — Sun, 25 Mar 2007 02:56:16 PST

Tried get bck 2 my trek after NY, CNY, V-Day, car insurance... blah blah~ Really a big spender, hai~ *o*

Gf bday gift aledi cost me $600, she lost her mobile phone few months ago, that's y I promised 2 "sponsor" part of the price. SonyEricsson 850i, wat a pricey ($1.6k)@_@

I...

Still workin during CNY

ifeel100@hotmail.com (Zing) — Tue, 20 Feb 2007 19:41:39 PST

I worked since last Sat until tml (6 days in a row & 72 hours), quite tired & felt pity 2 myself too Whole 2 towers left me only th chinse ppl who still woring durin public holidays (CNY)

Well, get xtra pay 4 it.. bt I missed all my family & frens' gathering. Bt...

Need help~ Mold problems

ifeel100@hotmail.com (Zing) — Tue, 30 Jan 2007 01:16:02 PST

My new apt was havin mold problem due to too humid (14th flr & less sunlight xposed) & lack of enuf air circulation.

I tried searchin 4 an solution, I knew the best way was to purchase a unit humidifier. Bt it cost too much 2 my wallet & hard 2 find it here.

Alternative solution...

Year End Bonus

ifeel100@hotmail.com (Zing) — Mon, 29 Jan 2007 03:37:18 PST

Finally get my bonus 2day, not much since Im contract basis. Plan to use it as my car insurance & road tax

Basic salary / 12 x 5 = Bonus
$1900/12x5 = $800 (little only)

But I got do xtra OT last month, so this month my salary was the highest in my record

Basic + Shift...

LG Single door w/ Stand Base Refrig (RM599)

ifeel100@hotmail.com (Zing) — Fri, 19 Jan 2007 16:17:39 PST

Ytd go shoppin at Isetan-Lot 10, found 1 great deal in Best Denki - LG refrig (single door;capacity 150L+-) sellin for $599~ WOW!!! Tt's really cheap & value buy.

Me & gf straight away go ask the sales person regardin the shippin fee (v dont mind addin tis on since it was really...

Personal loan

ifeel100@hotmail.com (Zing) — Tue, 16 Jan 2007 16:21:26 PST

Finally after 2 weeks+ my personal loan approved. YEAH! I can go enroll an IT pro course (eg: Linux/CCNA/MCSE...) & most important paybck half of my CC debts.

Compared with CC 18% & Personal loan 8.99%, it still worth 2 apply it.

My loan amt was 8k, paybck $400 x 24 = $ 9.6k...

FD rates (M'sia)

ifeel100@hotmail.com (Zing) — Mon, 15 Jan 2007 13:49:38 PST

====================================
BANK - 3 6 9 12
------------------------------------
EON 3.4%* 3.5%* 3.65% 3.8%*
HSBC 3% 3% 3.05% 3.7%
RHB 3.1% 3.5%* 3.6% 3.7%
Affin 2.92% 3.22% 3.44% 3.66%
ABNAMRO 3.1% 3.2% 3.2% 3.7%
HL...

New Tolls Rate

ifeel100@hotmail.com (Zing) — Mon, 01 Jan 2007 18:44:44 PST

An increase from RM1 to RM2.10, WOW!!!!!
Tt's too much, over 100% inflation~ !@#$%&*

Althought the 50 cents shortfall bein paid through subsidy = RM1.60 paid by us, still 60% increase...

Per trip wil cost me 0.60 more,round trip is 1.20(extra pay, actual cost was 3.2)!...

Starting 2day

ifeel100@hotmail.com (Zing) — Mon, 01 Jan 2007 01:20:27 PST

Finally decide wanna start my $20 challenge in New Year 2007. Wil find 1 piggy 2 put $ in after goin bck from work.

Here v go - $20
I skip movie 29 (watch DVD at home)- $20
-------------
Total = $40

Keep on spendin

ifeel100@hotmail.com (Zing) — Sun, 31 Dec 2006 04:12:46 PST

28 Dec 06
----------
Car installment - 450*
Parkin + LRT - 18

29 Dec 06
---------
Lunch - 10*
Teddy bear - 35
Nichii - 70
Parkin - 6
Dinner - 10*

30 Dec 06
-----------
Apt Rental - 200*
Mobile Phone - 90
BB cosmetic - 170
Watson - 35
Lunch - 15*
Ace Hardware -...

Jan 2007 Updates

ifeel100@hotmail.com (Zing) — Sat, 30 Dec 2006 19:50:05 PST

CC Debts:
Citibank 4k - 500 = 3.5k
HSBC (M) 3.6k + 1.6k - 200 = 5k
HSBC (V) 3.5k - 500 = 3k

#From 10.6k to 11.5k (increase 900 due 2 xmas season)

*Bro stil owes me RM1100*

Tis month spent A LOTS!!! *sigh*

New pet - Turtle

ifeel100@hotmail.com (Zing) — Tue, 26 Dec 2006 23:41:24 PST

*sample pic
Ytd chat w/ klly on MSN, she got a pair of tutles in her shop 4 a FengSui purpose (biz wasn't tt gd, sigh)But 1 of of d turtles was blinds, hmm... actually it dont hv eyes at all.

Tt's weird, I nv seen a turtle w/out eyes... She said wil return it 2 petshop & get...

2nd Sofa

ifeel100@hotmail.com (Zing) — Sun, 24 Dec 2006 18:25:18 PST

Moved 2 my new apt almost 1 month, stil dont hv any sofa in our livin room...Bt out of sudden, my best fren Zeenie called me ytd & wanna gv me her old sofa (instead of throwin away).

She plan buyin a new set of sofa in Feb (b4 CNY) bt the old 1 stil looks new & gd in condition....