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I felt lucky

October 25th, 2006 at 04:35 pm

Altot I got CC debts & car loan bt I dont hv study loan, mortage... Tt's y I felt how lucky am I compare w/ other ppl who facing bankrupcy, tons of family's expenses & lots.

Im optimistic person, healthy & young, got a steady job & blieve my future wil b better than now.

Im glad wat I was now, CC debts was my fault. I admitted & cnt blame any1, tt's y i tried so hard 2 paybck now. Slowly bt no too late, i guess.

A car was my useful transportation tools, Im car pool w/ my gf. Which cn fully utilise my car w/out waste park at home. v drove so frequently, no matter weekdays / weekend. (either 2 office / shoppin mall, even outstation sometimes)

Cnt save a penny now, as long as i settle all my CC debts. Hopefully wil b done w/in 1 year.

Then wil start invest more in Mutual Funds for long term goals, eg. travelling, apartment & retirement. Will aside 1 a/c as emergency use.

Now Im using Maybank as my paycheck comin in & out ; PB as my future saving a/c. I got holdin a fund too, wil top-up monthly after I getting out of debts.

4 Responses to “I felt lucky”

  1. PRICEPLUS Says:
    1161794795

    You are on your way to becoming financially secure. The first step is to realize that you have to take charge of your finances and make a plan and then carry it out. You can and will be successful if you persevere! You will succedd!Smile

  2. tinapbeana Says:
    1161802383

    welcome to savingadvice!!! best of luck meeting the goals you have set for yourself.

  3. ifeel100 Says:
    1161802897

    TQ 4 ur advise~ Im felt great now...
    Jst now I go surfing onlice, checkin which bank offer the lowest & ez Personal loan. I wish I cn tranfers all my CC debts in2 it.
    At least w/ lower interest (9%+) instead of 18%. It wil save me a lot & more less monthly payment. Wil b more comfortable 2 me.

  4. ifeel100 Says:
    1161802938

    TQ u all guys~

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